About Stockeruti

The intelligence layer your broker never gave you.

The Origin

Stockeruti was born out of frustration. As independent investors using major brokerage platforms like Interactive Investor, we found that while execution was good, analysis was sorely lacking.

Broker interfaces routinely conflate "money in" with "capital growth," making it impossible to answer even simple questions:

  • "How much of this balance is actual profit vs cash I deposited?"
  • "What is my true annualised yield on cost?"
  • "Did that trade actually beat the market?"

Our Mission

To empower retail investors with the same level of analytical clarity that institutional desks take for granted. We believe you deserve to know — precisely — how your money is performing.

Stockeruti is not a broker. We don't hold your money or execute trades. We are an intelligence layer that sits on top of your existing brokerage account, giving you the tools to understand your wealth, monitor tax, and analyse your trading decisions with rigorous historical data.

The Problem We Solve

Stockeruti solves the "black box" problem of portfolio tracking by breaking your investment history into clear, validating components:

Transactions (The Ledger): The complete historical record of your portfolio activity. Every buy, sell, dividend, and corporate action is tracked to build an accurate picture of your investment journey. Currently supports Interactive Investor CSV files only.

Snapshots (Validation): Point-in-time captures of your portfolio state that serve as validation checkpoints, ensuring your transaction history accurately reflects reality. Upload broker portfolio overview CSVs to reconcile any discrepancies.

Market Prices (Retrospective): Monthly end-of-month prices are tracked to value your holdings over time. Unlike daily trading tools, Stockeruti focuses on long-term retrospective analysis and historical portfolio valuation.

Deep Portfolio Insights: Go beyond simple holding lists. Understand exactly where your capital is deployed with visual breakdowns across sectors, geographies, and asset classes — including positions you have already closed.

UK Allowance & Tax Insight: Built specifically for UK investors. Track your ISA and SIPP wrappers separately, understand your Capital Gains position, and monitor dividend income by tax year — making contribution planning straightforward.

The Combined Power

While each component is valuable on its own, the true power of Stockeruti comes from combining transactions and snapshots. Transactions provide the detailed activity history, while snapshots validate that history against real broker statements.

Transactions + Snapshots = Complete Accuracy. This dual approach ensures your portfolio data is always accurate and complete — giving you metrics you can actually trust.