Am I actually making money, or is this just inflation?

Stop guessing. See your Clean Cash invested vs. Market Gains. Benchmark every trade against your chosen index automatically.

Total Clean Cash Invested £120,000.00
Current Portfolio Value £139,000.00
2020
2026
Capital Gain (Total)
+£15,000
(Realised: £5k | Unrealised: £10k)
Dividend Income
+£4,000
Annual Return (Cap)
12.5%
Annual Return (Div)
3.3%
Combined Annual Return
15.8%
vs FTSE 100: 7.2%

The "Clean Cash" Standard

Other apps can obscure your true performance.

They blend your deposits with your dividends and capital gains, making your "Total Value" look impressive but hiding your actual performance.

While some trackers focus mainly on your current holdings, Stockeruti tracks your performance over time. It keeps a permanent ledger of all trades, ensuring that sold positions—whether winners or losers—are correctly accounted for in your lifetime returns.

Stockeruti separates Clean Cash (net money you put in) from Generated Wealth (money your money made).

Comparison

Feature Other Apps Stockeruti
Metric Blended Total Clean Cash + Gains
Deposits Hidden Tracked Separately
True Yield Unknown Calculated Precisely

Mini Demo: Rate My Trade

Was it skill or just a bull market? Find out.

The Truth Test

Benchmarking

You made 10% on Rolls Royce? Great. But the market made 15%. We compare every interaction to a benchmark (FTSE 100) to show your Opportunity Cost.

"Do Nothing" Test

We grade your trades. Bad means you would have been better off doing nothing (not selling). Good means your action added value.

Your Data is Yours

Financial data is sensitive. We parse your CSVs locally in your browser where possible. Data stored is encrypted.

Why Stockeruti?

Core Concepts

Transactions

Your Portfolio Foundation

Transactions are the complete historical record of your portfolio activity. Every buy, sell, dividend, and corporate action is tracked to build an accurate picture of your investment journey.

Currently supports Interactive Investor CSV files only.

  • Complete audit trail
  • Source of truth for metrics
  • Accurate cost basis tracking

Snapshots

Point-in-Time Validation

Snapshots capture the exact state of your portfolio at specific moments. They serve as validation checkpoints, ensuring your transaction history accurately reflects reality.

Currently supports Interactive Investor CSV files only.

  • Validates transaction accuracy
  • Preserves historical states
  • Identifies missing transactions

Market Prices

Monthly Retrospective Data

Market prices are tracked on a monthly basis to value your holdings over time. Unlike daily trading tools, Stockeruti focuses on long-term retrospective analysis using end-of-month prices.

  • Monthly price snapshots
  • Historical valuation tracking
  • Long-term performance focus

The Combined Power

Transactions + Snapshots = Complete Accuracy

While each component is valuable on its own, the true power of Stockeruti comes from combining transactions and snapshots together. Transactions provide the detailed activity history, while snapshots validate that history against real broker statements. This dual approach ensures your portfolio data is always accurate and complete.

Data Validation Error Detection Accurate Metrics Historical Integrity

How It Works

1

Upload Transaction History

Import your complete trading history via CSV from Interactive Investor. This creates the foundational ledger of all your portfolio activity.

2

Add Snapshots for Validation

Upload Interactive Investor portfolio overview CSVs as snapshots to validate your transaction data. Stockeruti will reconcile and identify any discrepancies.

3

Market Prices Fill the Gaps

Monthly market prices are automatically fetched to value your holdings over time. This enables retrospective performance analysis.

4

Analyze & Optimize

View comprehensive metrics, charts, and gain/loss breakdowns. Understand how your portfolio has performed over months and years.